.wwgt-fzk-app *,.wwgt-fzk-app *::before,.wwgt-fzk-app *::after{box-sizing:border-box}.wwgt-fzk-app [hidden]{display:none!important}.wwgt-fzk-app{--fzk-primary:#00acec;--fzk-dark:#0d2137;--fzk-success:#27ae60;--fzk-danger:#e74c3c;--fzk-warning:#f39c12;--fzk-purple:#8e44ad;--fzk-light:#f4f8fb;--fzk-border:#dde4ea;--fzk-text:#1a2a3a;--fzk-muted:#6b7c8d;--fzk-radius:8px;--fzk-shadow:none;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;color:var(--fzk-text);max-width:900px;margin:0 auto;padding:0 0 40px}.wwgt-fzk-hero{position:relative;padding:clamp(40px, 6vw, 72px) clamp(20px, 4vw, 48px);border-radius:var(--wwgt-radius) var(--wwgt-radius) 0 0;background:linear-gradient(135deg,#12405e 0%,#00acec 100%);text-align:center;overflow:hidden;margin-bottom:0}.wwgt-fzk-hero--has-image{background-size:cover;background-position:center;background-repeat:no-repeat;background-color:#12405e}.wwgt-fzk-hero__overlay{position:absolute;inset:0;background-image:linear-gradient(0deg,#00aeed 0%,#12405e -100%);opacity:.9;z-index:0}.wwgt-fzk-hero__inner{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center}.wwgt-fzk-hero__eyebrow{margin:0 0 10px;color:var(--wwgt-primary);font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.wwgt-fzk-hero--has-image .wwgt-fzk-hero__eyebrow{color:#00acec}.wwgt-fzk-hero__title{margin:0 0 12px;color:var(--wwgt-white);font-size:clamp(26px, 4vw, 44px);line-height:1.1;letter-spacing:-.03em;font-weight:500}.wwgt-fzk-hero__subtitle{width:100%;max-width:760px;margin:0 auto;color:rgba(255,255,255,.88);font-size:17px;line-height:1.7}.wwgt-fzk-hero__facts{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-top:20px}.wwgt-fzk-hero__facts span{display:inline-flex;align-items:center;justify-content:center;min-height:38px;padding:8px 14px;border:1px solid rgba(255,255,255,.2);border-radius:999px;background:rgba(255,255,255,.12);color:var(--wwgt-white);font-size:13px;line-height:1.2}.wwgt-fzk-form{background:#fff;border:1px solid var(--fzk-border);border-radius:var(--fzk-radius);padding:32px;box-shadow:none;margin-bottom:24px}.wwgt-fzk-form__row{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-bottom:28px}@media (max-width:600px){.wwgt-fzk-form__row{grid-template-columns:1fr}}.wwgt-fzk-form__label{display:flex;flex-direction:column;font-weight:600;font-size:.9rem;margin-bottom:10px;color:var(--fzk-dark)}.wwgt-fzk-form__hint{font-weight:400;font-size:.78rem;color:var(--fzk-muted);margin-top:2px}.wwgt-fzk-form__slider-wrap{display:flex;flex-direction:column;gap:6px}.wwgt-fzk-slider{-webkit-appearance:none;width:100%;height:6px;border-radius:3px;background:linear-gradient(to right,var(--fzk-primary) 0%,var(--fzk-primary) 25%,var(--fzk-border) 25%);outline:none;cursor:pointer}.wwgt-fzk-slider::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--fzk-primary);border:3px solid #fff;box-shadow:none;cursor:pointer}.wwgt-fzk-slider::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--fzk-primary);border:3px solid #fff;cursor:pointer}.wwgt-fzk-slider__display{display:flex;align-items:baseline;gap:4px;font-size:1.4rem;font-weight:700;color:var(--fzk-dark)}.wwgt-fzk-slider__unit{font-size:.85rem;font-weight:400;color:var(--fzk-muted)}.wwgt-fzk-benchmark-hint{margin-top:8px;font-size:.8rem;color:var(--fzk-muted);padding:6px 10px;background:var(--fzk-light);border-radius:6px;border-left:3px solid var(--fzk-primary)}.wwgt-fzk-select{width:100%;padding:10px 14px;border:1.5px solid var(--fzk-border);border-radius:8px;font-size:.95rem;color:var(--fzk-text);background:#fff;cursor:pointer;outline:none;transition:border-color .2s}.wwgt-fzk-select:focus{border-color:var(--fzk-primary)}.wwgt-fzk-btn{display:inline-flex;align-items:center;gap:8px;padding:12px 24px;border-radius:8px;font-size:.95rem;font-weight:600;cursor:pointer;border:2px solid transparent;text-decoration:none;transition:all .2s;line-height:1.4}.wwgt-fzk-btn--primary{background:var(--fzk-primary);color:#fff!important;border-color:var(--fzk-primary)}.wwgt-fzk-btn--primary:hover{background:#0099d4;border-color:#0099d4;color:#fff!important;text-decoration:none}.wwgt-fzk-btn--outline{background:transparent;color:var(--fzk-primary)!important;border-color:var(--fzk-primary)}.wwgt-fzk-btn--outline:hover{background:var(--fzk-primary);color:#fff!important;text-decoration:none}.wwgt-fzk-btn--ghost{background:transparent;color:var(--fzk-muted)!important;border-color:var(--fzk-border)}.wwgt-fzk-btn--ghost:hover{background:var(--fzk-light);color:var(--fzk-text)!important;text-decoration:none}.wwgt-fzk-btn--calc{width:100%;justify-content:center;padding:16px 24px;font-size:1.05rem}.wwgt-fzk-loading{display:flex;flex-direction:column;align-items:center;gap:16px;padding:60px 20px;color:var(--fzk-muted)}.wwgt-fzk-spinner{width:40px;height:40px;border:3px solid var(--fzk-border);border-top-color:var(--fzk-primary);border-radius:50%;animation:wwgt-fzk-spin .8s linear infinite}@keyframes wwgt-fzk-spin{to{transform:rotate(360deg)}}.wwgt-fzk-headline-card{background:linear-gradient(135deg,var(--fzk-dark) 0%,#1a3a5c 100%);color:#fff;border-radius:var(--fzk-radius);padding:40px 32px;text-align:center;margin-bottom:28px;position:relative;overflow:hidden}.wwgt-fzk-headline-card::before{content:'';position:absolute;top:-40px;right:-40px;width:200px;height:200px;background:rgba(0,172,236,.12);border-radius:50%}.wwgt-fzk-headline-card__label{font-size:.7rem;font-weight:700;letter-spacing:.12em;color:var(--fzk-primary);text-transform:uppercase;margin-bottom:12px}.wwgt-fzk-headline-card__main{display:flex;align-items:baseline;justify-content:center;gap:8px;margin-bottom:12px}.wwgt-fzk-headline-card__main>span:first-child{font-size:3.5rem;font-weight:800;color:var(--fzk-primary);line-height:1}.wwgt-fzk-headline-card__currency{font-size:2rem;font-weight:700;color:#fff}.wwgt-fzk-headline-card__period{font-size:1rem;color:rgba(255,255,255,.7)}.wwgt-fzk-headline-card__sub{font-size:.95rem;color:rgba(255,255,255,.8);margin-bottom:16px}.wwgt-fzk-headline-card__risiko{display:inline-block;padding:4px 16px;border-radius:8px;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}.wwgt-fzk-headline-card__risiko.is-niedrig{background:rgba(39,174,96,.25);color:#2ecc71}.wwgt-fzk-headline-card__risiko.is-mittel{background:rgba(243,156,18,.25);color:#f39c12}.wwgt-fzk-headline-card__risiko.is-hoch{background:rgba(231,76,60,.25);color:#e74c3c}.wwgt-fzk-headline-card__risiko.is-kritisch{background:rgba(142,68,173,.25);color:#9b59b6}.wwgt-fzk-kpi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:28px}@media (max-width:700px){.wwgt-fzk-kpi-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:400px){.wwgt-fzk-kpi-grid{grid-template-columns:1fr}}.wwgt-fzk-kpi-card{background:#fff;border:1px solid var(--fzk-border);border-radius:var(--fzk-radius);padding:20px 16px;text-align:center;box-shadow:none}.wwgt-fzk-kpi-card__icon{font-size:1.6rem;margin-bottom:6px}.wwgt-fzk-kpi-card__label{font-size:.78rem;color:var(--fzk-muted);font-weight:600;margin-bottom:6px}.wwgt-fzk-kpi-card__value{font-size:1.25rem;font-weight:700;color:var(--fzk-dark);margin-bottom:4px}.wwgt-fzk-kpi-card__hint{font-size:.72rem;color:var(--fzk-muted)}.wwgt-fzk-section-title{font-size:1.1rem;font-weight:700;color:var(--fzk-dark);margin:0 0 16px;padding-bottom:8px;border-bottom:2px solid var(--fzk-border)}.wwgt-fzk-breakdown{background:#fff;border:1px solid var(--fzk-border);border-radius:var(--fzk-radius);padding:24px;margin-bottom:24px;box-shadow:none}.wwgt-fzk-breakdown__bar-row{display:grid;grid-template-columns:180px 1fr 100px;align-items:center;gap:12px;margin-bottom:14px}@media (max-width:560px){.wwgt-fzk-breakdown__bar-row{grid-template-columns:1fr;gap:4px}}.wwgt-fzk-breakdown__bar-label{font-size:.85rem;font-weight:600;color:var(--fzk-text)}.wwgt-fzk-breakdown__bar-track{height:10px;background:var(--fzk-light);border-radius:5px;overflow:hidden}.wwgt-fzk-breakdown__bar-fill{height:100%;border-radius:5px;transition:width .8s cubic-bezier(.4,0,.2,1);width:0%}.wwgt-fzk-breakdown__bar-fill.color-0{background:var(--fzk-primary)}.wwgt-fzk-breakdown__bar-fill.color-1{background:var(--fzk-warning)}.wwgt-fzk-breakdown__bar-fill.color-2{background:#3498db}.wwgt-fzk-breakdown__bar-fill.color-3{background:#9b59b6}.wwgt-fzk-breakdown__bar-val{font-size:.85rem;font-weight:700;color:var(--fzk-dark);text-align:right}.wwgt-fzk-benchmark{background:#fff;border:1px solid var(--fzk-border);border-radius:var(--fzk-radius);padding:24px;margin-bottom:24px;box-shadow:none}.wwgt-fzk-benchmark__desc{font-size:.9rem;color:var(--fzk-muted);margin:0 0 16px}.wwgt-fzk-benchmark-row{display:grid;grid-template-columns:200px 1fr 110px;align-items:center;gap:10px;margin-bottom:10px}@media (max-width:560px){.wwgt-fzk-benchmark-row{grid-template-columns:1fr;gap:3px}}.wwgt-fzk-benchmark-row__name{font-size:.82rem;font-weight:600;color:var(--fzk-text)}.wwgt-fzk-benchmark-row__name.is-current{color:var(--fzk-primary);font-weight:700}.wwgt-fzk-benchmark-row__track{height:8px;background:var(--fzk-light);border-radius:4px;overflow:hidden}.wwgt-fzk-benchmark-row__fill{height:100%;border-radius:4px;background:var(--fzk-border);transition:width .8s cubic-bezier(.4,0,.2,1);width:0%}.wwgt-fzk-benchmark-row__fill.is-current{background:var(--fzk-primary)}.wwgt-fzk-benchmark-row__val{font-size:.82rem;font-weight:700;color:var(--fzk-dark);text-align:right}.wwgt-fzk-benchmark-row__val.is-current{color:var(--fzk-primary)}.wwgt-fzk-saving-box{display:flex;gap:20px;background:linear-gradient(135deg,#f0fdf4 0%,#e8f8f5 100%);border:1.5px solid #a8e6c8;border-radius:var(--fzk-radius);padding:24px;margin-bottom:24px}.wwgt-fzk-saving-box__icon{font-size:2rem;flex-shrink:0}.wwgt-fzk-saving-box__label{font-size:.85rem;font-weight:600;color:var(--fzk-muted);margin-bottom:6px}.wwgt-fzk-saving-box__value{font-size:1.8rem;font-weight:800;color:var(--fzk-success);margin-bottom:8px}.wwgt-fzk-saving-box__hint{font-size:.82rem;color:var(--fzk-muted);line-height:1.5}.wwgt-fzk-projektion{background:#fff;border:1px solid var(--fzk-border);border-radius:var(--fzk-radius);padding:24px;margin-bottom:28px;box-shadow:none}.wwgt-fzk-projektion__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}@media (max-width:560px){.wwgt-fzk-projektion__grid{grid-template-columns:repeat(2,1fr)}}.wwgt-fzk-proj-item{text-align:center;padding:16px 8px;border-radius:8px;background:var(--fzk-light);border:1px solid var(--fzk-border)}.wwgt-fzk-proj-item.is-highlight{background:linear-gradient(135deg,var(--fzk-dark) 0%,#1a3a5c 100%);color:#fff;border-color:var(--fzk-dark)}.wwgt-fzk-proj-item__year{font-size:.75rem;font-weight:600;color:var(--fzk-muted);margin-bottom:6px}.wwgt-fzk-proj-item.is-highlight .wwgt-fzk-proj-item__year{color:rgba(255,255,255,.7)}.wwgt-fzk-proj-item__value{font-size:1rem;font-weight:700;color:var(--fzk-dark)}.wwgt-fzk-proj-item.is-highlight .wwgt-fzk-proj-item__value{color:var(--fzk-primary);font-size:1.1rem}.wwgt-fzk-cta-section{margin-bottom:28px;text-align:center}.wwgt-fzk-cta-section__title{font-size:1.4rem;font-weight:700;color:var(--fzk-dark);margin:0 0 8px}.wwgt-fzk-cta-section__sub{font-size:.9rem;color:var(--fzk-muted);margin:0 0 24px}.wwgt-fzk-cta-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media (max-width:700px){.wwgt-fzk-cta-grid{grid-template-columns:1fr}}.wwgt-fzk-cta-card{background:#fff;border:1.5px solid var(--fzk-border);border-radius:var(--fzk-radius);padding:28px 20px 24px;text-align:center;position:relative;display:flex;flex-direction:column;gap:10px;box-shadow:none;transition:transform .2s,box-shadow .2s}.wwgt-fzk-cta-card:hover{transform:translateY(-3px);box-shadow:none}.wwgt-fzk-cta-card--featured{border-color:var(--fzk-primary);background:linear-gradient(180deg,#f0faff 0%,#fff 60%)}.wwgt-fzk-cta-card__badge-top{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:var(--fzk-primary);color:#fff;font-size:.72rem;font-weight:700;padding:3px 14px;border-radius:8px;text-transform:uppercase;letter-spacing:.06em;white-space:nowrap}.wwgt-fzk-cta-card__icon{font-size:2rem}.wwgt-fzk-cta-card__title{font-size:1rem;font-weight:700;color:var(--fzk-dark)}.wwgt-fzk-cta-card__desc{font-size:.82rem;color:var(--fzk-muted);line-height:1.5;flex:1}.wwgt-fzk-cta-card__badge{display:inline-block;background:var(--fzk-light);color:var(--fzk-primary);font-size:.75rem;font-weight:700;padding:3px 12px;border-radius:8px;border:1px solid var(--fzk-primary)}.wwgt-fzk-cta-btn{width:100%;justify-content:center;margin-top:4px}.wwgt-fzk-disclaimer{font-size:.78rem;color:var(--fzk-muted);background:var(--fzk-light);border-radius:8px;padding:14px 18px;margin-bottom:20px;line-height:1.5}.wwgt-fzk-reset-wrap{text-align:center}